Generational Member Eligibility for Retirement
To be entitled to retirement benefits, a member must have a minimum of three years of contributory service. Unreduced retirement benefits are available once you reach your normal retirement age. Reduced retirement benefits can be drawn once you attain your minimum retirement age. No retirement benefits are payable to you before you attain your minimum retirement age.
SDRS Generational Member Retirement Eligibility |
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Normal Retirement |
Early Retirement |
Class A |
Age 67 |
As early as age 57 |
Class B Public Safety |
Age 57 |
As early as age 47 |
Class B Judicial |
Age 67 |
As early as age 57 |
Early Retirement - Percent of Benefit Payable: You may choose to begin drawing your retirement benefit prior to reaching your normal retirement age at a reduced rate. If you choose to retire prior to your normal retirement age, your benefits will be permanently reduced by 5% for each year (and prorated for partial year) between your benefit commencement and the date you will reach your normal retirement age.
Early Retirement: % of Benefit Payable |
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Age | 47 | 48 | 49 | 50 | 51 | 52 | 53 | 54 | 55 | 56 | 57 | 58 | 59 | 60 | 61 | 62 | 63 | 64 | 65 | 66 | 67 | |
Class A | % of Reduction % of Benefit Payable |
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-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
50% 50% |
45% 55% |
40% 60% |
35% 65% |
30% 70% |
25% 75% |
20% 80% |
15% 85% |
10% 90% |
5% 95% |
0% 100% |
Class B Public Safety | % of Reduction % of Benefit Payable |
50% 50% |
45% 55% |
40% 60% |
35% 65% |
30% 70% |
25% 75% |
20% 80% |
15% 85% |
10% 90% |
5% 95% |
0% 100% |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
Class B Judicial | % of Reduction % of Benefit Payable |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
-- -- |
50% 50% |
45% 55% |
40% 60% |
35% 65% |
30% 70% |
25% 75% |
20% 80% |
15% 85% |
10% 90% |
5% 95% |
0% 100% |
To learn more about determining your retirement benefit: Determining Your Retirement Benefit page
For more detailed information regarding retirement eligibility, consult your Class Handbook or contact SDRS toll-free at 1-888-605-SDRS (7377).