South Dakota
Retirement System
Proudly Serving South Dakota's Public Employees Since 1974


Contributions & Vesting


You and your employer share the cost of your retirement benefits by contributing a percentage of your salary to the system.  The amount of contributions is dependent on your class of service:

Your contributions are deducted from your paycheck each pay period. SDRS contributions are made on a pre-tax basis, meaning that Federal income taxes are not withheld on contributions when they are made to the system. When you begin drawing benefits, your payments will become taxable.



A member becomes vested and entitled to a retirement benefit after three years of contributory service, provided the member has not withdrawn their accumulated contributions.