South Dakota
Retirement System
Proudly Serving South Dakota's Public Employees Since 1974
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MySDRS

Benefits Calculator


The SDRS benefit calculator is an invaluable tool in your retirement planning. The calculator allows you to anticipate the effect various retirement dates, years of credited service, and final average compensation will have on your SDRS retirement benefit. If you have both Class A and Class B credited service, calculate each service separately and add the results together.


1. Choose one of the following types of credited service:





2. Enter the month and four-digit year you were born: month year

3. Enter the month and four digit year of your last pay date before retirement: month year

4. Enter the month and four digit year you plan to begin drawing retirement benefits: month year

5. Enter the amount of credited service you will have at retirement: months years

6. Enter your final average compensation:  Info $

Enter your marital status:    
 
7. Calculate ->

Your Estimated Monthly Single-Life SDRS Retirement Benefit:

$


Your Estimated Monthly 60% Joint & Survivor Benefit:

$


Your Estimated Monthly 100% Joint & Survivor Benefit:

$


A Generational member's retirement benefit is a single-life benefit; however, a married Generational member may make an election at retirement to provide a surviving spouse benefit to the member's eligible surviving spouse. If a Joint & Survivor benefit is elected, the member's retirement benefit is actuarially reduced to provide for the surviving spouse benefit. The member may elect either 60% or 100% Joint & Survivor.

If a married member elects 60% Joint & Survivor benefit, 60% of the member's benefit would be payable to the member's eligible surviving spouse.

If a married member elects 100% Joint & Survivor benefit, 100% of the member's benefit would be payable to the member's eligible surviving spouse.