Active Members: SDRS does not have loan or hardship withdrawal provisions. While you are an active, contributing member of SDRS, you cannot make withdrawals or borrow funds from your SDRS account. Your SDRS funds are only available for withdrawal if you terminate employment.
Inactive Members: If you terminate covered employment you may apply for a refund of 100% of your employee contributions and interest and a portion of your employer contributions and interest. For additional information on refund payment options and tax implications, please call the SDRS office toll-free at 1-888-605-SDRS (7377).
Note: The right to withdraw accumulated contributions ceases within ninety days of a return to employment with an SDRS participating unit.